I was with the same insurance company for 10 years using the same local agent. My car insurance rates kept going up every time my policy was renewed. I decided to explore and see what better rates I could get with other car insurance companies. Friends and family gave me names of local agents from insurance companies they used. All the agents quoted me really high. Then, I called a major insurance company’s 800 number (not through an agent) and got the lowest quote. So, why do people use insurance agents? Is there a reason why it’s better to use an agent?
if you have a claim but you are unsure if it is covered you can discuss it with your agent without submitting it to the company. (Companies do not like this – fyi)
If you call the company, and it turns out there is no payout on the claim it will count against you and you will probably see a change in your rates.
Remember: you get what you pay for. There is one company that has an 800 number that I would be extremely cautious with…
16 October 2009
What’s the difference between dealing with a car insurance company directly or a local agent?
where can I get comprehensive car insurance to cover in Serbia and Montenegro?
I am travelling from the Uk to Serbia and Montenegro in June 2007 and want to have my car covered for this trip. My car is registered in the UK but my insurance company will not cover me for this trip.
My travel insurance provider Worldwide Insure now provide car breakdown cover, although I have never needed to take out car isurance. They cover Continental Europe but excludes former USSR countries. Visit http://www.worldwideinsure.com/ to see the territory covered and their small print.
How does the whole car insurance thing work?
I am a 19 year old boy. My parents are buying me my first car. It is a nice pre-owned car. How does the insurance for the car generally work? Is it required? I will be in college next year. Can they take care of my car insurance? How does it work? I heard that they can put my car under their insurance. Is this true? Please explain.
If you park your car on your parent’s property, and never drive it anywhere, you might not need to have any insurance.
Continue reading How does the whole car insurance thing work?…