18 October 2009

Huntington Beach Personal Injury Attorney’s Top Ten Things not to Tell an Insurance Company After a Car Accident

Posted on October 18, 2009 at 1:35 pm in

1) When I admitted fault I was hallucinating.

 

2) The police are all against me.

 

3) Your driver hit me harder than I hit him.

 

4) If your driver hadn’t been stopped I wouldn’t have hit him.

 

5) If your driver had been going faster I wouldn’t have hit him.

 

6) I don’t care how many witnesses say I ran a red light.

 

7) I’m going to hire the best lawyers just as soon as I make my first million.

 

8) What do you say we just forget about me trying to bribe you?

 

9) How much in medical bills do I have? That’s like rad, Dude.

 

10) Heck no, I don’t mind if you record this conversation.

 

Here are ten actual tips of advice from a personal injury lawyer to follow if you have been in an accident. You can also learn more about how to handle a personal injury in Huntington Beach, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good personal injury attorney as soon as you have had your initial treatment, so the lawyer can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good personal injury attorney can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an lawyer, think again. A good personal injury lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most personal injury attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a personal injury accident in Orange County, Newport Beach, Anaheim, Irvine, Huntington Beach, Corona del Mar, Laguna Beach, Santa Ana, Orange, Fullerton, costa Mesa, Westminster, Buena Park, Mission Viejo, Garden Grove, Laguna Niguel, San Clemente, Chino Hills, or anywhere in Southern California, we have the knowledge and resources to be your Newport Beach Personal Injury Lawyer and your Huntington Beach Personal Injury Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

R. Sebastian Gibson
http://www.articlesbase.com/personal-injury-articles/huntington-beach-personal-injury-attorneys-top-ten-things-not-to-tell-an-insurance-company-after-a-car-accident-624295.html

Young Driver Car Insurance: Lets You Drive Safely

Posted on October 18, 2009 at 1:35 pm in

The urge to drive a car is in all and in that case if your daughter or son demands your car for a drive then what would you do? As their parent you have the right to deny them but if he or she is of 16 years of age then they deserve the right to drive a car. In that case, in stead of declining their spirit you should let them go for it but after getting them the young driver car insurance only.

The importance of such insurance is so much so that in many places if it is found that a young driver is driving car without this insurance then their driving license is being seized. In addition to this, such drivers are being banned from driving car until they are of 21 years of age. 

The premiums of such insurance policies are being kept as high as the ratio of accidents in case of the young drivers use to be high. Such drivers use to take the driving thing lightly and therefore, the probability of getting involved in accidents is more. Lack of experience also is the reason for which such accidents happen. However, such premiums can be less in case of those youths who are good in their studies. It is so because this is being believed that students that are good in their studies are equally sincere while driving. They take everything seriously and therefore, the risk too is less. But if such a driver faces an accident or speeding ticket then such benefits are no more being provided to them. 

Moreover, the safety received after getting such an insurance policy is worth mentioning. Any casualty to the car or the young driver will be properly covered by these policies. In some cases, the young driver car insurance policy is being added to the car insurance policy of his parents. In this process you can lessen the premiums.

Henry Bell
http://www.articlesbase.com/insurance-articles/young-driver-car-insurance-lets-you-drive-safely-696024.html

What is Search Engine Marketing?

Posted on October 18, 2009 at 12:42 pm in

What is Search Engine Marketing and why is it important for your website? Learn from Neutralize (*\*) the UK’s leading agency.

Duration : 0:2:44

Continue reading What is Search Engine Marketing?…

Car Insurance : How to Compare Car Insurance Quotes

Posted on October 18, 2009 at 12:42 pm in

Use the Internet to compare car insurance rates or call the toll-free numbers of the insurance companies to talk directly with a company representative, but be sure to get a final quote on paper before making the final decision. Make sure car insurance estimates include the same level of coverage when choosing an insurance company with the advice in this free video on financial planning from a licensed insurance agent.

Expert: James Burrows
Contact: www.ResurgenceGrp.com
Bio: James Burrows owns the full-service insurance agency The Resurgence Group, which specializes in health insurance, property and casualty, annuities, life insurance, and auto insurance.
Filmmaker: Christopher Rokosz

Duration : 0:1:41

Continue reading Car Insurance : How to Compare Car Insurance Quotes…

Breakdown Cover, Car Insurance and route planner available Find cheap car insurance rates from top

Posted on October 18, 2009 at 12:42 pm in

The coverage levels of Auto insurance car insurance was given depending on the type of coverage purchased, while buying Auto insurance GetSafeInsurance.com car insurance the consumer may be protected against the following. That is when buying the Auto insurance GetSafeInsurance.com car insurance the cost of purchasing a new vehicle if it is stolen or damaged beyond economic repair will be covered. Next with the Auto insurance GetSafeInsurance.com car insurance the Legal liability claims against the owner of the vehicle or driver following the vehicle causing damage or injury to a third party will also be covered. Finally with the Auto insurance GetSafeInsurance.com car insurance the cost of repairing the vehicle following an accident will be covered by the Auto insurance GetSafeInsurance.com car insurance company. Auto insurance GetSafeInsurance.com car insurance is the insurance where consumers can purchase for cars, trucks, and other vehicles. Auto insurance GetSafeInsurance.com car insurance provides protection against losses incurred as a result of car accidents Auto insurance GetSafeInsurance.com car insurance companies provides lots of unparallel and also fresh qualities. to learn more about all type of insurance we cater please visit our website at GetSafeInsurance.com

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Duration : 0:5:28

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Saving Money on Auto Insurance

Posted on October 18, 2009 at 12:42 pm in

If you suffer from sticker shock every time you open up your auto insurance bill, then it’s time to consider ways that may help reduce the cost.

Quite simply, being a good driver is one way to pay less for insurance. Insurance companies generally look at the past three years of your driving history. A minor traffic infraction can potentially impact your rates.

The type of car you drive also plays a role. If you’re shopping for a new car, call your insurance agent and get an estimate of what your premium might be. If the car has a low risk of theft and has the latest safety gear, you may get a break.

Other ways to save: most companies offer multi-policy discounts if you have the same company carry more than one of your insurance policies; students may be eligible for “good student” discounts; and you can raise the deductible, which is your out-of-pocket expense on a claim.

Duration : 0:1:53

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How can I make money using Search Engine Marketing?

Posted on October 18, 2009 at 8:54 am in

I heard that 16-year-old boy wonder Harrison Gervitz (http://www.youtube.com/watch?v=7zhqmBpKNtU) (he has a AMEX blackcard) Made money using search engine marketing. How can you make money using SEM? (I’m not intrested in promoting my own website). Do you promote things for people or something?

SEM is a long process. People will catch you on how interesting your write ups as well as how often you are updated.

What is the best car insurance company?

Posted on October 18, 2009 at 8:54 am in

I am looking for a car insurance company in georgia that will not break my pockets each month. I have a lot of tickets and two claims from an accident that I was in. Does anyone have a recommendation of a car insurance company that is not too expensive for someone in my bad shape?

Spend a bit of time getting quoted from the comparison sites then go for the cheapest one.

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