22 December 2009

starting a search engine marketing company?

Posted on December 22, 2009 at 5:40 am in

i know there are a lot of them out there but i work for a company that incorporates businesses and i can generate business through that.
my question is i am looking for software that i can buy to manage several accounts on several credit cards and charge at the end of the month a 25% mark up from what $ ppc they used mainly at first on google ad words?

try Axis Softech for an accounts management software

The car insurance company is ripping me off. What are my legal options?

Posted on December 22, 2009 at 5:40 am in

I was in an accident that was not my fault. The other guy’s insurance is saying my car is totaled and I disagree. What are my LEGAL options? Who do I sue, the insurance company or the guy who hit me?

Option 1: go to your own insurance carrier and see if they have a different opinion about the cost to repair and the value of your vehicle.
Option 2: see if you can get at least two collision repairers to write an estimate low enough to repair vs total your car (warning: if you choose option 2 you will likely not get enough money to repair the car properly)
Option 3: locate and list every car for sale in a 50 mile radius that is as much like yours as possible, including mileage, options and condition and establish a mean average of the value — then compare that to what the insurer is stating is the market value of your car.
Option 4: withdraw your claim and pay for the repairs yourself.
Bottom line: you can sue everyone in sight but it won’t get you a thin dime if the insurer is offering you a fair settlement. Trust me , they don’t WANT your dumb car. State law dictates that once repair costs reach or exceed the value or a percentage of the value of a vehicle it MUST be declared a total loss. No insurance company in the world is going to break the law just to close your claim.
One more warning — the insurance company has an ARMY of lawyers and they are not afraid you you or your lawyer whoever he/she/it may be. Save yourself a lot of grief and money and try working with the adjuster vs against him/her.

car insurance canceled my policy. i got in an accident and then paid the money. they accepted the money and?

Posted on December 22, 2009 at 5:40 am in

then refused to cover the accident. i was told since they accepted the money and didn’t make me open a new policy with a new down payment. and didn’t give me my money back then they should have to cover the accident. does anyone know anything about this?

Another possible scenario is that your policy canceled because you didn’t pay premium. When that happens many companies will give you a "grace period" to pay your insurance that is past due. If you don’t pay your insurance during the grace period, you still owe the insurance company money for the time they had you insured during their "grace" period. This is because if you had an accident during that time, even if you hadn’t paid, you would have been covered. Therefore, you would owe what’s called earned premium. If such a thing had taken place- then you get into an accident- you go to pay because your policy was obviously canceled and you now realize why it was important to pay for your insurance- they take your money- but that’s because you actually still owed them money from before your policy cancels- they still wouldn’t cover your accident because of the scenario that was typed above- the bottom line is that your insurance company doesn’t have to cover you once your policy cancels. That’s the point of having and paying for insurance.

Continue reading car insurance canceled my policy. i got in an accident and then paid the money. they accepted the money and?…

Top