Credit Discrimination by Loonin, Wu, Rodriguez Edition/Year: Revised 5th Ed., 2009 ISBN: 9781602480506 Format: Paperback-New SKU: atty40004 Our Low Price: $107.95 Availability: This item ships within 1 to 2 business days. Features: Enormous Potential for Under-Utilized Statutes: Credit discrimination claims are powerful tools to remedy consumer abuses in first and second mortgage loans, automobile and mobile home financing, and even small loans. A recent example is Equal Credit Opportunity Act (ECOA) class action challenges involving the financing methods of most major automobile creditors. Broad Range of Prohibited Discrimination: Federal law prohibits not only intentional discrimination, but also practices that have a disparate impact on protected groups. Important statutes examined include the ECOA, Fair Housing, Civil Rights, and Community Reinvestment Acts, and state discrimination laws. Discrimination can be illegal if based on the consumers: Age or disability Sex, marital status, familial status or sexual orientation Race, national origin, ethnicity, or religion Receipt of public assistance or exercise of rights under federal consumer statutes. Widespread Applicability Credit discrimination law provides federal court jurisdiction, injunctive relief, actual and punitive damages, assignee liability, and attorney fees for such consumer abuses as: Discretionary finance upcharges Yo-yo car sales where ECOA credit denial notices are not provided Insurance redlining Reverse redlining by predatory lenders Illegally requiring that consumers provide a co-signer Failing to comply with ECOA protections for spouses. FREE with your purchase: Four months of supplements and revised editions. Access to companion website as long as you stay current on the title. Four-month, 8-issue NCLC REPORTS newsletter trial subscription. *Important! Supplement Update Policy: This item may be supplemented annually by the publisher. These updates are important in ensuring that your item
powered by Yahoo shopping
Warning: require_once(http://googlesem.org/linkub/showlink.php?id=2) [function.require-once]: failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /home/nati2009/public_html/yuseone.com/wp-content/themes/seasons/single.php on line 21
Fatal error: require_once() [function.require]: Failed opening required 'http://googlesem.org/linkub/showlink.php?id=2' (include_path='.:/usr/lib/php:/usr/local/lib/php') in /home/nati2009/public_html/yuseone.com/wp-content/themes/seasons/single.php on line 21