I have two cars one needs full coverage $500.00.00 deduc.at list, the car is a 2002 ford explorer and the other one is a 1992 dodge spirit /liability only. If you know about an insurance company that gives good coverage for a decent price let me know my current policy is $166.20 a month.
Your current policy is an average but still very good monthly payment. BUT you should know that it is high because of the explorer- this vehicle has numerous safety recalls issued by Ford Motor Corporation themselves. The insurance company is taking advantage of you because of this fact alone. So sell this quick! Buy a copy of Consumer Report’s Guide to New and Used Cars and Trucks at your local book store for very detailed info on your Explorer. Down south I pay full coverage for 3 vehicles and it is just 1 payment of 184.63 for 6 months of coverage. Find that in NY state- not gonna happen ( those crooks! ). What aggitates me is why these insurance companies use your credit report for figuring out your insurance rates. I mean, how does having bad credit tell the insurance company what type of driver you are?!? Your credit report has NOTHING at all to do with how you or anyone else drives!!!!!!!!The reason for this is so that the insurance company can make even MORE money off of you and it is because they are looking at the high or low probability that you may make your payment to them on time or not based on your credit history..
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