I have multiple dents and scratches in my car (both sides) from car doors opening into my vehicle in parking lot areas. The dents are clearly not caused by any fault on my part. Will comprehensive insurance usually cover this, and if so, as one claim? I am insured with USAA in Florida.
This question is a bit of a trap for talkers but do-ers know that the real world works differently.
Just claim on one ding on the left and one ding on the right.
Make sure they are dings with scratches.
There is no way one can fix one ding without doing the whole door.
And depending on the type of paint, matching color can be quite difficult so in that case they’d have to do the whole car.
I know someone that was offered the solution by his sprayer: he said to get it all keyed up in one big go so it’d have to be done in the one claim and that is it. The sprayer did the keying himself. Bit of illegality there but it’s up to the sprayer.
The insured isn’t getting anything for free as he is covered and the car did have scratches everywhere.